Lake Como Borough
Municipality · Monmouth County
10 people are enrolled in a State pension fund through Lake Como Borough, reporting a median pensionable salary of $77,148.
Lake Como Borough, a municipality in Monmouth County, operates under New Jersey's Title 11A civil service system rather than setting its own hiring rules independently.
Within Monmouth County, 25 local government entities in total carry this same confirmed status.
About municipalities in New Jersey
New Jersey has 564 municipalities, and each one decides for itself whether to operate under Title 11A. A municipality that adopts civil service hires and promotes employees through competitive exams administered by the state; one that hasn't sets its own local hiring rules instead.
See all 25 civil service jurisdictions in Monmouth County, or browse the full employer directory.
Who is on the pension rolls at Lake Como Borough
10 people are enrolled in a State-administered pension fund through Lake Como Borough. That is a count of active memberships reported by the employer, not a payroll headcount: anyone not enrolled in one of these funds does not appear in this data at all, and no separate headcount for a New Jersey local employer is published anywhere we can check against.
| Fund | Name | Members | Share |
|---|---|---|---|
| PERS | Public Employees' Retirement System | 10 | 100% |
2 of these members hold a second public job in New Jersey: their reported salary across all public employers exceeds what they are paid here. Shared and part-time appointments are common in local government, and the salary figures below count only the portion earned at Lake Como Borough.
Pensionable salary at Lake Como Borough
Half of the pension-enrolled workforce at Lake Como Borough reports a pensionable salary above $77,148 and half below, across 10 members with a reported figure.
| Point in the distribution | Pensionable salary |
|---|---|
| 10th percentile | $43,800 |
| 25th percentile | $62,504 |
| Median | $77,148 |
| 75th percentile | $81,888 |
| 90th percentile | $91,616 |
The range runs from the 10th to the 90th percentile because the extremes are not informative: the lowest reported figures belong to part-time and partial-year members, whose credited salary is a fraction of a full-time equivalent.
Among the 21 civil service jurisdictions in the same county with pension data, that median sits at the 67th percentile, above the county's midpoint of $73,546. Against the 194 bodies of the same kind statewide, it sits at the 62nd percentile.
These figures are pensionable salary reported to the NJ Division of Pensions and Benefits for the four most recent quarters, not total pay and not take-home pay. Snapshot of March 31, 2026. How we compile this.
How long people stay at Lake Como Borough
The median enrolled member at Lake Como Borough has 18.8 years of credited service, with the middle half falling between 7.9 and 25.3 years. 40% have passed twenty years, which matters locally because retirement eligibility and the pension formula both turn on service credit.
| Credited service | Members | Share |
|---|---|---|
| Under 5 years | 2 | 20% |
| 5 to 10 years | 1 | 10% |
| 10 to 15 years | 1 | 10% |
| 15 to 20 years | 2 | 20% |
| 20 to 25 years | 1 | 10% |
| 25 years or more | 3 | 30% |
Membership tier records which pension rules a member was hired under, so the mix is a rough picture of how recently a workforce turned over. At Lake Como Borough, 40% sit in the most recently hired cohort.
| Membership tier | Members | Share |
|---|---|---|
| Tier 1 (longest-serving cohort) | 5 | 50% |
| Tier 2 | 1 | 10% |
| Tier 5 (most recently hired cohort) | 4 | 40% |
What civil service status means for jobs at Lake Como Borough
In a municipality that operates under Title 11A, the mayor, administrator or governing body still decides which positions exist and who gets appointed to them. What changes is the route in. Most permanent positions have to be filled from a list of candidates who took and passed an open competitive examination.
That flips the usual job hunt around. For a competitive title you announce yourself by filing for the exam when it is posted, not by dropping a resume at the municipal building. Municipal employers also run the widest mix of titles in this directory: police and fire, public works and sanitation, code enforcement and construction inspection, tax collection, clerical support, recreation, and dispatch.
Passing an examination puts you on an eligible list, not into a job. Lists are promulgated for a fixed life, commonly three years, and the Commission certifies names from the live list whenever an employer reports a vacancy. If no list exists for a title when a vacancy opens, the employer has to ask for an examination to be held.
New Jersey does not require an employer to hire whoever scored highest. When a list is certified, the appointing authority may choose among the top three interested candidates, which is why a rank of two or three on a list is still a serious position and why interviews still decide outcomes.
Civil service employers in Lake Como Borough
Lake Como Borough appears in the Commission's listing in its own right, so the borough government is the appointing authority for its own classified staff.
Nothing else in Lake Como Borough appears alongside it. No library board, fire district, utilities authority or housing authority here holds separate status, which means every local job in Lake Como Borough that falls under Title 11A is a job with the borough government itself.
Civil service titles used by New Jersey municipalities
Real classifications that New Jersey municipalities draw on, each linked to its official specification: the definition of the work, the requirements, and any licence the title depends on. A sample of the system rather than a roster or a list of openings.
Civil service coverage across Monmouth County
Monmouth County holds 25 confirmed jurisdictions in the Commission's listing: 16 municipalities, 4 fire districts, 2 housing authorities, 1 county government, 1 public library, and 1 municipal utilities authority.
16 of the county's 53 municipalities are among them.
Monmouth County is a jurisdiction too, though a county's decision does not bind the towns, authorities, libraries or districts inside it.
Also in the directory: Highlands Borough, Holmdel Township, Keansburg, Keyport Borough, Long Branch, Manasquan Borough, Manasquan Fire District (1), Marlboro Fire District (1). See all 25 in Monmouth County.
Common questions about Lake Como Borough
Is Lake Como Borough a civil service employer?
Yes. Lake Como Borough appears in the New Jersey Civil Service Commission's listing of local civil service system jurisdictions as of July 2024, which makes it an appointing authority under Title 11A. Permanent appointments to competitive titles there come from eligible lists the Commission certifies, rather than from purely local hiring.
Does the state salary schedule apply to local jobs?
No. The salary schedules in the Compensation Compendium cover state employees. A local employer sets its own pay through ordinance and its own collective bargaining, so two towns using the identical civil service title can pay very differently. The title specification is statewide; the money attached to it is local.
Does the Civil Service Commission decide who gets hired?
No. The Commission runs the examination, ranks the candidates and certifies the list. The employer is the appointing authority: it decides whether to fill the position at all and which of the reachable candidates to appoint. That division is why a high score improves your odds without guaranteeing anything.
How many Lake Como Borough employees are in a State pension system?
10 active memberships are reported through Lake Como Borough, split across 10 in PERS. This counts pension enrolment rather than payroll, so employees who are not in one of these funds are not included.
What is the median pensionable salary at Lake Como Borough?
$77,148, with the middle half of members between $62,504 and $81,888. These figures are pensionable salary reported to the NJ Division of Pensions and Benefits for the four most recent quarters, not total pay and not take-home pay. It excludes overtime and most supplemental pay, and it is before tax, before the member's own pension contribution and before health premiums.
How does pay at Lake Como Borough compare with the rest of Monmouth County?
Its median pensionable salary of $77,148 sits at the 67th percentile among the 21 civil service jurisdictions in Monmouth County with pension data, where the midpoint jurisdiction reports $73,546. Local pay is set by ordinance rather than a State schedule, so spreads inside one county are wide.
How long do people stay at Lake Como Borough?
The median enrolled member has 18.8 years of credited service, and 40% have passed twenty years. Credited service drives both retirement eligibility and the pension formula, so a long-tenured workforce usually means fewer open competitive appointments in the near term.