Department of Banking & Insurance
459 employees · NJ state government agency
Department of Banking & Insurance is a substantial state agency, employing 459 people statewide.
The most common title is Investigator 1 (14% of staff), followed by Investigator 2 and Supervisor Of Investigations. Median pay is $81,897, about 3% below the statewide median.
Median tenure is 8.2 years, shorter than the statewide median of 9.6 years. CWA represents the largest share of its unionized workforce (about 62%).
About Department of Banking & Insurance
The Department of Banking and Insurance licenses and regulates banks, credit unions, insurance companies and the people who sell their products, and it houses the New Jersey Real Estate Commission. Its job is solvency and market conduct oversight rather than direct service delivery.
The roster is examiners and investigators, almost end to end. Insurance examiners and financial examiners at graded levels review the companies, investigators at several levels handle licensing and fraud referrals, and insurance analysts work on rate filings. Real estate commission investigators are a distinct group inside the same department. Nearly every graded level of the examiner titles is held only here, which is what you would expect from a regulator whose work has no counterpart in another department.
Who works here
These are the titles that carry the most people on this payroll. Each one links to its civil service specification, which sets out the duties, the minimum requirements and the salary range.
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Investigator 163 employees13.7% of staff · median $60,385 · IFPTE
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Investigator 237 employees8.1% of staff · median $84,451 · IFPTE
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Supervisor Of Investigations17 employees3.7% of staff · median $126,158 · CWA
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Insurance Examiner 214 employees3.1% of staff · median $80,258 · CWA
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Manager 1 Insurance13 employees2.8% of staff · median $152,281
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Investigator 3 Real Estate Commission13 employees2.8% of staff · median $67,170 · CWA
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Investigator 313 employees2.8% of staff · median $102,428 · CWA
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Financial Examiner 111 employees2.4% of staff · median $72,830 · CWA
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Insurance Analyst 4 Rating11 employees2.4% of staff · median $66,895 · CWA
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Administrative Analyst 310 employees2.2% of staff · median $97,821 · CWA
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Insurance Examiner 39 employees2.0% of staff · median $67,170 · CWA
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Investigator Trainee9 employees2.0% of staff · median $53,807 · CWA
82 further titles appear on this agency's payroll, 94 in all.
Titles you will not find elsewhere
19 of this agency's titles are concentrated here rather than shared across departments, and for 19 of them every single position in the state sits on this payroll.
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Insurance Examiner 2all 14 statewideonly at this agency
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Manager 1 Insuranceall 13 statewideonly at this agency
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Investigator 3 Real Estate Commissionall 13 statewideonly at this agency
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Financial Examiner 1all 11 statewideonly at this agency
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Insurance Analyst 4 Ratingall 11 statewideonly at this agency
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Insurance Examiner 3all 9 statewideonly at this agency
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Financial Examiner 2all 8 statewideonly at this agency
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Financial Examiner 3all 7 statewideonly at this agency
Concentration is measured against the same payroll file, comparing this agency's headcount in a title with the statewide headcount in that title.
How pay is spread
Below are the quartile boundaries for this agency's salaries, with the statewide equivalents alongside them for reference.
The middle half of this agency's employees earn between $65,671 and $118,678, a ratio of 1.81 between the two quartiles. That is about the same spread as state government as a whole (1.80).
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Lowest recorded salary$39,681
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Lower quartile$65,671statewide $62,428
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Median salary$81,897statewide $84,548
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Upper quartile$118,678statewide $112,646
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Highest recorded salary$184,000
Based on 443 salaried records, with 2 statistical outliers excluded from the quartile calculation.
Union representation
Which contract covers a job decides its salary schedule, its step ladder and its grievance route. This is the union mix on this payroll.
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CWA283 employees61.7% of the agency
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IFPTE101 employees22.0% of the agency
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IBEW29 employees6.3% of the agency
Union coverage is identifiable for 90% of this agency's payroll records. The remainder are unclassified, exempt or managerial positions that sit outside a bargaining unit.
How long people stay
Tenure tells you something a salary table cannot: whether this is a place people arrive at or a place they stay.
Half of this agency's employees have been on the state payroll longer than 8.2 years, well short of the statewide median of 9.6. 35% joined within the last five years, and 26% have twenty years or more behind them.
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Under 5 years156 employees34.9% of those with a hire date
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5 to 10 years106 employees23.7% of those with a hire date
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10 to 15 years53 employees11.9% of those with a hire date
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15 to 20 years18 employees4.0% of those with a hire date
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20 to 25 years46 employees10.3% of those with a hire date
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25 years or more68 employees15.2% of those with a hire date
Hire dates are present for 447 of this agency's 459 payroll records.
Overtime
2 employees here recorded overtime, 0.4% of the agency, against 29.6% across state government. Little overtime usually means salaried professional work with no shift to fill.
Together they were paid $11,993 in overtime, averaging $5,997 for each employee who earned any. Overtime is not part of the salary figures elsewhere on this page, which report base pay.
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Employees with recorded overtime2
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Share of the agency0.4%
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Total overtime paid$11,993
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Average per employee earning it$5,997
Civil service coverage
94% of this agency's payroll records carry a title that matches a published civil service specification. That is a high match rate, and it means the hiring routes described elsewhere on this site apply to most jobs here: an announced examination, an eligible list, and appointment from that list.
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Records matched to a specification432
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Records with no matching specification27
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Distinct civil service titles on the roster94
Where it sits among state agencies
By headcount this is the 20th largest of the 39 payroll lines in New Jersey state government, holding 0.6% of the state workforce.
Its nearest neighbours by headcount, for readers who want a like-for-like comparison.
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New Jersey State Parole Board703 employeesmedian $99,902
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Office of Information Technology583 employeesmedian $111,094
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Military Affairs314 employeesmedian $71,960
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Department of Agriculture292 employeesmedian $88,117