FINANCIAL EXAMINER 4

Code: 54865 State Competitive Range: S30 (FY 2027) Work week NL: FLSA exemptOvertime table (4A:3, Appx. A)

Salary: $100,498.48 - $148,186.78/year FY 2027 schedule (last updated 2026-07-27)

Official job specification

The text below is the official specification published by the New Jersey Civil Service Commission. The plain-language summary and analysis above are derived from it by NJ Civil Service Navigator. Source: the official specification page at NJ CSC.

Definition

Under direction of a Managing Examiner or Chief Examiner in the Department of Banking and Insurance, supervises a group of financial examiners engaged in supervision, regulation, and/or examination of financial institutions and various other organizations, and persons chartered or licensed by the department; does other related duties as required.

Examples of work

• Organizes and assigns work to lower grade financial examiners, provides instruction, and supervises their work to ensure compliance with established standards, techniques, and regulations promulgated by the department.
• Ensures that New Jersey statutes pertaining to banking are observed and that internal controls of supervised institutions are such as to warrant reasonable degree of safety for depositors.
• Makes preliminary preparations/arrangements with federal authorities in a concurrent examination of an institution, and takes temporary possession of securities and other assets of the institution together with financial books, records, and other data.
• Assigns examiners and other professional staff to specific work tasks, and provides advice and technical assistance as required.
• Determines that surety bonds and other forms of insurance are adequate and current.
• Confers with officials or directors on the financial institution's operations and policies, following examination/appraisal of assets and verification of the liability of ledger records.
• Prepares a report of findings with supporting schedules and summaries regarding the condition of the institution as of the date of the examination.
• Prepares correspondence regarding examinations and investigations.
• Reviews records of financial institutions for evidence of self-dealing, relationships involving affiliated persons, and interlocking relationships with other institutions.
• May appear as a witness in administrative and/or judicial proceedings pertaining to statutory examinations or investigations.
• Plans, organizes, and assigns work of the organizational unit and evaluates employee performance and conduct, enabling the effective recommendation of the hiring, firing, promoting, and disciplining of subordinates.
• Conducts special studies, investigations, and examinations as required.
• Prepares reports containing findings, conclusions, and recommendations.
• Analyzes information obtained through the application process, and/or reports of examinations and investigations, and prepares reports of findings for management review.
• Supervises the establishment and maintenance of records and files.
• Will be required to learn to utilize various types of electronic and/or manual recording and information systems used by the agency, office, or related units.

Education

Graduation from an accredited college or university with a Bachelor's degree in business administration, finance, economics, or accounting including or supplemented by nine (9) semester hour credits in accounting.

Experience

Four (4) years of experience as a regulator examining or auditing regulated financial institutions or, accounting or auditing experience in a regulated financial institution including but not limited to a bank, savings and loan association, and/or credit union, one (1) year of which shall have been in a supervisory capacity.

License

Appointees will be required to possess a driver's license valid in New Jersey only if the operation of a vehicle, rather than employee mobility, is necessary to perform essential duties of the position.

Knowledge, skills and abilities

• Knowledge of accounting principals, methods and practices.
• Knowledge of accounting principals, methods and practices.
• Knowledge of the types of financial records.
• Knowledge of the methods used to gather and analyze information.
• Knowledge of the methods used to verify and reconcile financial records.
• Knowledge of methods used to plan and conduct studies and surveys of financial institutions.
• Ability to assess the financial institution's liquidity position.
• Ability to review, interpret, and determine the accuracy of financial statements and reports.
• Ability to provide assignments and instructions to staff and evaluate their work performance.
• Ability to verify securities and other investments.
• Ability to evaluate investment activities.
• Ability to establish and maintain cooperative working relationships with those interested or involved in the work of the unit.
• Ability to act as a witness at hearings.
• Ability to evaluate the financial services of lending institutions.
• Ability to interpret laws, rules and regulations and apply them to specific situations.
• Ability to prepare reports and correspondence.
• Ability to establish and maintain financial records and files.
• Ability to utilize various types of electronic and/or manual recording and information systems used by the agency, office, or related units.
• Ability to read, write, speak, understand, and communicate in English sufficiently to perform duties of this position. American Sign Language or Braille may also be considered as acceptable forms of communication.
• Persons with mental or physical disabilities are eligible as long as they can perform essential functions of the job with or without reasonable accommodation. If the accommodation cannot be made because it would cause the employer undue hardship, such persons may not be eligible.

Note

The examples of work for this title are for illustrative purposes only. A particular position using this title may not perform all duties listed in this job specification. Conversely, all duties performed on the job may not be listed.

Possession of a valid certificate as a Certified Public Accountant issued by the New Jersey State Board of Accountancy may be substituted for the above education.