ADJUSTER 3 UNSATISFIED CLAIMS AND JUDGMENT FUND
Career Family: ADJUSTER
Adjuster 3 Unsatisfied Claims and Judgment Fund is a state title in New Jersey's competitive civil service, which means the way in is an open exam rather than a direct appointment.
It is the top of the Adjuster ladder, a grade above Adjuster 2 Unsatisfied Claims and Judgment Fund. On paper it calls for a bachelor's degree, though the specification lets enough relevant experience stand in for the degree. Pay on the FY 2027 schedule runs $87,507 to $128,719.
How to apply
This title is filled by competitive examination.
See every real route in, and where to apply. We don't track live vacancies.
See where to apply for this title →Pay ladder: Adjuster series
- Adjuster 2 Unsatisfied Claims and Judgment Fund — $76,287 – $111,856
- Adjuster 3 Unsatisfied Claims and Judgment Fund — $87,507 – $128,719 (this title)
Its top salary lands around the 75th percentile of all NJ civil service titles that publish a range.
Rungs are ordered by FY 2027 pay. NJ level numbers are not always sequential, so ordering follows salary rather than the title number.
Official job specification
The text below is the official specification published by the New Jersey Civil Service Commission. The plain-language summary and analysis above are derived from it by NJ Civil Service Navigator. Source: the official specification page at NJ CSC.
Definition
Under direction of a supervisor, in the Department of Insurance, has charge of a substantial number of claims; assists the manager and acts in place of the manager in his absence; does related work as required.
Examples of work
Assists the manager in the work involved in the administration of the Unsatisfied Claim and Judgment Fund Law and acts in the place of the manager in his/her absence. Examines notices of intention; assigns cases and receives investigation reports from insurance companies; processes settlement recommendations; prepares cases for final review of the manager; carries on settlement negotiations with attorneys and judges, and has primary responsibility for the disposition of assigned files. Reviews and processes no-fault claims. Reviews paid claims to determine collectibility. Receives and examines for sufficiency reports of investigations from various insurance carriers and their investigating agencies; prepares factual resumes of investigations in those cases requiring Board approval or the approval of one member of the Board and the Director, Division of Motor Vehicles; prepares the necessary payment vouchers in cases approved for settlement; where needed, prepares memoranda concerning additional investigations required of the investigating carrier; checks with other state agencies and departments for available information relevant to unsatisfied claims, and carries on settlement negotiations with attorneys and judges of cases that are on for trial. Examines trial and final reports submitted by investigating carriers; examines orders for payment and assignment of judgement; makes up payment vouchers for submission to the State Treasurer; assists attorneys in drawing moving papers for payment of judgments from the Fund and in preparation of motions for repayment by debtor. Provides advice and assistance to other Adjusters, Unsatisfied Claim and Judgment Fund in making determinations. Reviews applications for no-fault benefits; determines eligibility and processes eligible no-fault claims for payment. Processes a substantial number of claim files assigned, and is responsible for the disposition of assigned files. Examines correspondence from the general public, insurance carriers, attorneys and other persons having an interest in a particular claim file; as required, prepares detailed answers to inquiries and questions. Answers telephone inquiries and provides assistance to persons with problems relating to particular claim files. Where so required, assists adjusters in the assignment, processing, and closing of claim files, particularly in connection with the plan for Equitable Assignment of Claims. Visits insurance company claim offices for the review of pending files. Assists in the preparation of forms, reports, and records used by the Unsatisfied Claims and Judgment Fund. Prepares correspondence as required in the course of official duties. Prepares clear, technically sound, accurate, and informative statistical, financial, investigation and other reports containing findings, conclusions, and recommendations. Maintains essential records and files. Will be required to learn to utilize various types of electronic and/or manual recording and computerized information systems used by the agency, office, or related units.
License
Appointees will be required to possess a driver's license valid in New Jersey only if the operation of a vehicle, rather than employee mobility, is necessary to perform the essential duties of the position.
Knowledge, skills and abilities
Ability to read, interpret, and apply laws, rules, and regulations pertaining to motor vehicle accidents including the Unsatisfied Claim and Judgment Fund Law, the Automobile Reparations Reform Act, the Motor Vehicle Security Responsibility Law, and the Motor Vehicle Liability Security Fund Law. Ability to assist in carrying out a program under the Unsatisfied Claim and Judgment Fund Law and to provide such assistance as required by the manager and the Board. Ability to organize assigned technical claims investigation and adjustment work, analyze the problems arising therein, and develop appropriate work methods. Ability to make determinations of eligibility of claimants to collect from the Fund, to assign cases to insurance companies for investigation, to review factual reports pertaining to claims, and to prepare recommendations for settlements based thereon. Ability to confer with the representatives of insurance companies and with others interested in or concerned with the Unsatisfied Claim and Judgment Fund Law and its applications. Ability to negotiate settlement of claims with lawyers and judges. Ability to process a substantial number of claims. Ability to draft correspondence in the course of official duties. Ability to prepare clear, technically sound, accurate, and informative financial, statistical and other reports containing findings, conclusions, and recommendations. Ability to maintain essential records and files. Ability to learn to utilize various types of electronic and/or manual recording and information systems used by the agency, office, or related units. Ability to read, write, speak, understand, or communicate in English sufficiently to perform the duties of this position. American Sign Language or Braille may also be considered as acceptable forms of communication. Persons with mental or physical disabilities are eligible as long as they can perform the essential functions of the job after reasonable accommodation is made to their known limitations. If the accommodation cannot be made because it would cause the employer undue hardship, such persons may not be eligible.
Note
Applicants must meet one of the following or a combination of both experience and education. Thirty (30) semester hour credits are equal to one (1) year of relevant experience. Eight (8) years of professional experience performing investigations and/or adjustment of claims for the recovery of damages for injury or property damage resulting from the use of motor vehicles, one (1) year of which shall have been in a supervisory capacity. OR Possession of a bachelor's degree from an accredited college or university; and four (4) years of the above-mentioned professional experience, one (1) of which shall have been in a supervisory capacity. "Professional experience" refers to work that is creative, analytical, evaluative, and interpretive; requires a range and depth of specialized knowledge of the profession's principles, concepts, theories, and practices; and is performed with the authority to act according to one's own judgment and make accurate and informed decisions.