ADJUSTER 2 UNSATISFIED CLAIMS AND JUDGMENT FUND
Career Family: ADJUSTER
Adjuster 2 Unsatisfied Claims and Judgment Fund is a competitive state title, the kind you test for: the exam result, not a hiring manager's pick, decides where you land in line.
It is the lowest-paid of the 2 Adjuster grades, a step below Adjuster 3 Unsatisfied Claims and Judgment Fund, whose band tops out about $16,293 higher. You can qualify with a bachelor's degree or, if you do not have one, by piling up more experience instead. Pay on the FY2026 schedule runs $73,707 to $108,073.
How to apply
-
Exam
This is an application to sit an exam and be placed on an eligible list for this title, not an application for a specific job. A $35 application fee applies to Non-Public-Safety announcements issued on or after 2026-02-01. There may be no current vacancy behind it, and the list it produces may not be certified for months or years.
-
Exam
Open to permanent employees in the competitive division who hold a qualifying lower title in the same unit. A $35 application fee applies to Non-Public-Safety announcements issued on or after 2026-02-01. Like the open competitive exam, this places you on a list; it is not itself a job offer.
Pay ladder: Adjuster series
- Adjuster 2 Unsatisfied Claims and Judgment Fund — $73,707 – $108,073 (this title)
- Adjuster 3 Unsatisfied Claims and Judgment Fund — $84,548 – $124,366
Promoting to Adjuster 3 Unsatisfied Claims and Judgment Fund raises the top of the band by about $16,293. Its top salary lands around the 51st percentile of all NJ civil service titles that publish a range.
Rungs are ordered by FY2026 pay. NJ level numbers are not always sequential, so ordering follows salary rather than the title number.
Official job specification
The text below is the official specification published by the New Jersey Civil Service Commission. The plain-language summary and analysis above are derived from it by NJ Civil Service Navigator.
Definition
Under direction of the Manager, Unsatisfied Claims and Judgment Fund, Department of Insurance, examines notice of intention; assigns case to and receives reports of investigation from insurance companies, processes settlement recommendations; prepares cases for final review of the Manager; carries on settlement negotiations with attorneys and judges; processes a substantial number of claims from the opening of the file to the closing; and has primary responsibility for the disposition of assigned files; does related work as required.
Examples of work
Assists direction, examines notice of intention; assigns cases and receives investigation reports from insurance companies; processes settlement negotiations with attorneys/judges; has primary responsibility for the disposition of assigned files. Receives and examines for sufficiency, reports of investigations from various insurance carriers and their investigating agencies; prepares factual resumes of investigations in those cases requiring Board approval or the approval of one member of the Board and the Director, Division of Motor Vehicles; prepares the necessary payment vouchers in cases approved for settlement; where needed, prepares memoranda concerning additional investigations required of the investigating carrier; checks with other state agencies and departments for available information relevant to unsatisfied claims; carries on settlement negotiations with attorneys and judges of cases that are on for trial. Examines trial and final reports submitted by investigating carriers; examines orders for payment and assignment of judgment; makes up payment vouchers for submission to the State Treasurer; assists attorneys in drawing moving papers for payment of judgments from the Fund and in preparation of motions for repayment by debtor. Processes a substantial number of claim files assigned, and is responsible for the disposition of assigned files. Examines correspondence from the general public, insurance carriers, attorney and other persons having an interest in a particular claim file; prepares detailed answers to inquiries and questions. Answers telephone inquiries and provides assistance to persons with problems relating to particular claim files. Where so required, assists adjusters in the assignment, processing, and closing of claim files, particularly in connection with the plan for Equitable Assignment of Claims. Visits insurance company claim offices for the review of pending files. Assists in the preparation of forms, reports, and records used by the Unsatisfied Claims and Judgment Fund. Prepares correspondence as required in the course of official duties. Prepares clear, technically sound, accurate, and informative statistical, financial, investigation and other reports containing findings, conclusions, and recommendations. Maintains essential records and files. Will be required to learn to utilize various types of electronic and/or manual recording and computerized information systems used by the agency, office, or related units.
License
Appointees will be required to possess a driver's license valid in New Jersey only if the operation of a vehicle, rather than employee mobility, is necessary to perform the essential duties of the position.
Knowledge, skills and abilities
Knowledge of liability insurance company practices in the administration of claims arising from the operation of motor vehicles. Knowledge of legal principles underlying the recovery of damages arising out of the operation of motor vehicles. Knowledge of the form, content, and effect of legal documents and other forms common to liability insurance practices. Ability to read, understand, and apply laws, rules, and regulations pertaining to motor vehicle accidents including the Unsatisfied Claims and Judgment Fund Law, the Motor Vehicle Liability Fund Act, and Chapters 176 and 177 of the laws of 1952 of the State of New Jersey. Ability to organize assigned technical claims investigation and work, analyze the problems arising therein, and develop appropriate work methods. Ability to make determinations of eligibility of claimants to collect from the Fund, to assign cases to insurance companies for investigation, to review factual reports pertaining to claims, and to prepare recommendations for settlements based thereon. Ability to confer with the representatives of insurance companies and with others interested in or concerned with the Unsatisfied Claims and Judgment Fund Law and its applications. Ability to negotiate settlement of claims with lawyers and judges. Ability to process a substantial number of claims processing. Ability to draft correspondence in the course of official duties. Ability to prepare clear, technically sound, accurate, and informative financial, statistical, and other reports containing findings, conclusions, and recommendations. Ability to maintain essential records and files. Ability to learn to utilize various types of electronic and/or manual recording and information systems used by the agency, office, or related units. Ability to read, write, speak, understand, or communicate in English sufficiently to perform the duties of this position. American Sign Language or Braille may also be considered as acceptable forms of communication. Persons with mental or physical disabilities are eligible as long as they can perform the essential functions of the job after reasonable accommodation is made to their known limitations. If the accommodation cannot be made because it would cause the employer undue hardship, such persons may not be eligible.
Note
Applicants must meet one of the following or a combination of both experience and education. Thirty (30) semester hour credits are equal to one (1) year of relevant experience. Seven (7) years of professional experience performing investigations and/or adjustment of claims for the recovery of damages for injury or property damage resulting from the use of motor vehicles, one (1) year of which shall have been in a supervisory capacity. OR Possession of a bachelor's degree from an accredited college or university; and three (3) years of the above-mentioned professional experience, one (1) of which shall have been in a supervisory capacity. "Professional experience" refers to work that is creative, analytical, evaluative, and interpretive; requires a range and depth of specialized knowledge of the profession's principles, concepts, theories, and practices; and is performed with the authority to act according to one's own judgment and make accurate and informed decisions.