CHIEF LOAN ADVISOR

Definition

Under direction, administers, supervises, and coordinates a loan and grant program for property improvement; does other related duties as required.

Examples of work

• Plans, organizes, and assigns work of the organizational unit and evaluates employee performance and conduct, enabling the effective recommendation of the hiring, firing, promoting, and disciplining of subordinates.
• Administers daily program operations in accord with guidelines, regulations, and budgetary limitations or restrictions.
• Coordinates activities of employees engaged in various types of loan assistance programs to rehabilitate housing.
• Gives assignments and instructions to employees and supervises the performance of their work.
• Reviews work of loan advisors to ensure that proper procedures are followed in processing loan or grant applications.
• Approves or disapproves applications for loans or grants in aid in accord with program guidelines and regulations.
• Reviews work of inspectors and cost estimators to ensure compliance with code enforcement guidelines.
• Maintains a working relationship with representatives of federal/state/local agencies involved with existing or proposed programs for property improvement.
• Speaks before civic/church/community groups to inform them of programs, objectives, and procedures to be followed in applying for program benefits.
• Prepares or oversees preparation of pamphlets and other informational materials about home loan programs.
• Acts as liaison between contractors and homeowners in cases of dispute.
• Is responsible for ensuring proper deposit of trust fund monies.
• Maintains or oversees maintenance of records of various financial accounts of the agency.
• Conducts and attends meetings with local governments, state/federal officials, citizen groups, and housing authorities.
• Prepares reports.
• Maintains records and files.
• Will be required to learn to utilize various types of electronic and/or manual recording and information systems used by the agency, office, or related units.

Experience

Five (5) years of experience in the review/approval of applications for consumer, real estate, and/or commercial loans or credit, in preparation/processing of loan and/or grant applications, or in providing financial counseling and credit analysis to grant or loan applicants.

License

Appointees will be required to possess a driver's license valid in New Jersey only if the operation of a vehicle, rather than employee mobility, is necessary to perform essential duties of the position.

Knowledge, skills and abilities

• Knowledge of office methods, practices, routines, policies, procedures, and regulations relevant to the work of the unit.
• Knowledge of criteria, procedures, and methods used in review and approval/disapproval of applications for government guaranteed loans or grants in aid.
• Knowledge of problems involved in planning/administering details of an established work program.
• Knowledge of problems involved in giving assignments/instructions to individuals/groups, in supervising performance of their work; in organizing assigned technical/supervisory work, and in developing effective work methods.
• Knowledge of methods used in composing clear, concise, appropriate letters in accord with established policies, procedures, and regulations.
• Knowledge of methods used in preparing and supervising preparation of statistical and other reports containing findings, conclusions, and recommendations.
• Knowledge of methods used in supervising the establishment/maintenance of reports and files.
• Ability to administer a program involving approval/disapproval of government guaranteed loans or grants in aid.
• Ability to comprehend office methods, practices, routines, policies, procedures, and regulations.
• Ability to supervise work and develop effective work methods.
• Ability to give assignments/instructions to individuals and groups, provide them with advice/assistance when difficult/unusual problems arise, and to check their work to see that proper procedures are followed, reasonable standards of workmanship/output are maintained, and desired objectives are achieved.
• Ability to perform difficult and technical work of a varied nature.
• Ability to work harmoniously with subordinates, associates, superior officers, and with that portion of the public interested in or concerned with work of the unit. Ability to plan and revise procedures/methods.
• Ability to compose clear, concise, appropriate letters in accord with established procedures/regulations.
• Ability to prepare and supervise preparation of clear, sound, accurate, informative reports containing findings, conclusions, and recommendations.
• Ability to supervise the establishment/maintenance of records and files.
• Ability to utilize various types of electronic and/or manual recording and information systems used by the agency, office, or related units.
• Ability to read, write, speak, understand, and communicate in English sufficiently to perform duties of this position. American Sign Language or Braille may also be considered as acceptable forms of communication.
• Persons with mental or physical disabilities are eligible as long as they can perform essential functions of the job after reasonable accommodation is made to their known limitations. If the accommodation cannot be made because it would cause the employer undue hardship, such persons may not be eligible.
• CODES: LG - RKR/hw 5/27/98
• This job specification is for local government use only.

Note

The examples of work for this title are for illustrative purposes only. A particular position using this title may not perform all duties listed in this job specification. Conversely, all duties performed on the job may not be listed.